The Messina Law Firm
Insurance Company Secrets
When Dealing with Insurance Companies
When you are dealing with insurance companies, it is important to understand a few insurance company secrets. Doing so will help you to improve the results of the award that you deserve.
Insurers make money, in part, by denying you benefits.
They may try to deter you from seeking medical treatment (especially from chiropractors). Insurers may tell you that rental car coverage is limited to a set number of days. In most cases, this is not true. Furthermore, if you are not at fault, you are entitled to have all of your reasonable damages and expenses covered.
Insurance companies track every single claim you make.
When dealing with an insurance company, assume that it knows the history of every claim you have ever made. Even if a claim was with a different company. They will almost certainly already know about it.
The adjuster is not your friend.
Despite their protests, they are not there to help you. They are there to reduce the insurance company’s bills as much as possible.
Also, you don’t need to give an adjustor a recorded statement or a medical authorization. If you feel you are not being treated fairly, it is probably time to get an attorney involved.
If you’re concerned that you may have been cheated by an insurance company, please contact our office for a free legal consultation.